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Disability Insurance
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Sample Impaired Risk Cases / DI Proposal Request Page / Underwriting Info Form / Medical/Avocation Forms / Blood/HOS Profiles / Medical Exam Hints / Impaired Risk DI FAQ / HOME
At IPA we are obligated to our clients to work with the premier companies available to the brokerage communities. This not only includes name companies but companies that offer specialty products that fit your needs.
We offer:
Blue Collar Plans (Truck Drivers, Artisans, etc.)
White Collar Plans (Doctors, Lawyers, etc.)
Flexible Elimination and Benefit Periods.
Many Riders to Chose from Including Own Occupation and Residual Protection.
Many Companies to Choose From.
Disability for the Impaired Risk Client.
Our Disability Insurance Portfolio is Currently Available in Many States Across the United States.
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Answer these simple questions...
If my client were to be disabled tomorrow, would he be able continue to live the same lifestyle without financial difficulty?
If your answer is no, please contact us to resolve your clients problem.
If I did not offer him Disability Insurance, would he sue me if he became disabled?
If the answer is yes, please contact us to protect yourself.
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Check out the Blood/HOS Profiles to see if your clients blood / HOS values are normal.
To get a quote, go to the DI quote request page.
If your client has an impairment, go to the Underwriting Information Questionnaire and/or the Medical and Avocation page to give us your clients information to present to our underwriters for an informal quote.
Sample Impaired Risk cases that we have placed.
Have a question about our Impaired Risk DI Program, go to FAQ
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info@insurance-second-opinion.com
800-700-7500 / Fax 781 643-2775