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Not so fast, say the term lifers. The only reason to have fast life insurance is to replace the lost income of a family member who dies, and then only when the spouse or family is dependent on that income. If you are single with no dependents and no debts fast life insurance . If you are married and your spouse works, you probably do not need fast life insurance, either, assuming your spouse makes enough to support himself or herself. Well, that depends on how long it takes to obtain attending physician statements, get the physical and blood work completed and any other necessary information to the underwriter. Once all the proper information is complete, we should have an offer in 24 hours.The underwriting process is not only our job but it requires a lot of help from you in gathering the correct information from your client. |
