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Pulmonary Disease



Please complete the underwriting information questionnaire and any other medical impairment page necessary to properly underwrite your client.

 

                                    * Mandatory Fields

 

Agents Info:

    *Name:  

      Agency:

    *Phone #:      *Fax #: 

    *E-mail address: 

 

Client Info:

    *Name:    

    *DOB:       *Height?      *Weight?  

    *Sex?      

 

If your client has pulmonary disease, please answer the following:

 

1. Is it:

            Chronic bronchitis?             Emphysema?                      

            Asthma?                               Restrictive lung disease?  

 

2. Please list date first diagnosed?    

 

3. Please give details of your clients attacks?

            Mild       Moderate       Severe      

            Coughing of blood       Coughing of Phlegm  

 

4. Has your client ever experienced any of the following:

            Shortness of breath      Wheezing      Problems climbing stairs or exercising?  

            Other respiratory / lung problems?  

 

5. Have your client ever lost time from work?  

 

6. Has your client been hospitalized for this condition? 

 

7. Has your client ever smoked?    

            If yes and currently smokes Amount per day?        

            If yes,  smoked in the past but quit list date quit?   

 

8. Is your client on any medications (include inhalers)?     

            If yes, please explain:   .

 

9. Has a pulmonary test (a breathing test, TVC) ever been done?   

            If yes, what were the results (FEV)?  

 

10. Does your client have any abnormalities on an  EKG or X-ray?  

 

11. Does your client have any other  major health problems

      (ex.:  heart disease, cancer, etc.)?       

            If yes, please explain:  

 

  

 

 

Not so fast, say the term lifers. The only reason to have fast life insurance is to replace the lost income of a family member who dies, and then only when the spouse or family is dependent on that income. If you are single with no dependents and no debts fast life insurance . If you are married and your spouse works, you probably do not need fast life insurance, either, assuming your spouse makes enough to support himself or herself.

Please complete the Main Underwriting Worksheet and send it along with the this page or any other impairment page necessary to complete underwriting.



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