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Sleep Apnea



Please complete the underwriting information questionnaire and any other medical impairment page necessary to properly underwrite your client.

 

                                          * Mandatory Fields

 

Agents Info:

    *Name:      

     Agency: 

    *Phone #:      *Fax #: 

    *E-mail address: 

 

Client Info:

    *Name:    

    *DOB:       *Height?      *Weight?    

    *Sex?      

 

If your client has sleep apnea, please answer the following:

 

1. Please list date of  diagnosis?  

 

2. Was the sleep apnea diagnosed as:  

 

3. How is the sleep apnea being treated?  

           If other, please give details?  

 

4. Is your client on medications?  

            If yes, please give details:  

 

5. Please check if your client has had any of the following:

            Lung Disease?        Overweight?        Arrhythmia?      Depression?  

            Chest pain or coronary artery disease?  

 

6. Has your client smoked cigarettes in the last 12 months?   

 

7. Please note date of the most recent sleep study?  

If possible, either describe the result of the last sleep study:

          

 

8. Does your client have any other major health problems

    (ex. Cancer, etc.)?  

            If yes, please describe: 

      

  

 

 

Not so fast, say the term lifers. The only reason to have fast life insurance is to replace the lost income of a family member who dies, and then only when the spouse or family is dependent on that income. If you are single with no dependents and no debts fast life insurance . If you are married and your spouse works, you probably do not need fast life insurance, either, assuming your spouse makes enough to support himself or herself.

Please complete the Main Underwriting Worksheet and send it along with the this page or any other impairment page necessary to complete underwriting.



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