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Underwritten Annuities / SPIA
Underwritten Annuities, what are they? Your Annuity client smokes and/or, has bad health....they have $500,000 to put into a Single Premium Immediate Annuity. Where do you go to get him/her the best pay out for their deposit. Let us underwrite your client to see if they qualify for the best pay out in the country for a SPIA by using the simple 15 question application attached to this site. How can you give so much more pay out that the others? We underwrite smokers and impaired risk annuitants giving them higher pay out than the normal company....why, because of their smoking habit and/or their higher mortality because of bad health. How do I find out if my client qualifies for the increased Annuity? To see if your client qualifies, Please go to the SPIA underwriting question form, fill it out as accurately as you can. In the additional health information page, tell us if your client has anything not requested in the questionnaire. Remember, we are looking for medical problems to qualify your client. SPIA (underwritten) Qualification Questions
Medical Exam Hints / Life / Disability / Long Term Care / SPIA Proposal Request Form
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