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Not so fast, say the term lifers. The only reason to have fast life insurance is to replace the lost income of a family member who dies, and then only when the spouse or family is dependent on that income. If you are single with no dependents and no debts fast life insurance . If you are married and your spouse works, you probably do not need fast life insurance, either, assuming your spouse makes enough to support himself or herself. IPA was formed after we noticed there were a lot of clients receiving poor offers or declines from the so called "insurance factories". What was the client to do? They had either no agent to turn to or their current agent did not know where to turn for professional advice. The idea was formed...why don't we service the rated and rejected clients, we have been doing it for our clients and brokers for years.Rhonda and Leo have been in the insurance brokerage business for a combined 45 years. That is a lot of hard nose experience when it comes to impaired risk underwriting. |
